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Croma vs Payer Vitals

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Croma compared with Payer Vitals
DetailCroma logo CromaPayer Vitals logo Payer Vitals
What it doesGovernment data API connecting software and AI agents to official public records from 10 countries Know which Stripe customers need you
StageNot given Not given
FoundedNot given Not given
Based inCO Not given
Pricing modelNot given Free
PricingFree plan: 1,500 credits per month with no card required. Hobby: $20 USD per month for 20,000 credits. Standard: $99 USD per month for 100,000 credits. Pro: $299 USD per month for 350,000 credits. Scale: $799 USD per month for 1,000,000 credits. Government plan: 100,000 credits per month free for pu Free. Possible paid plans in future for features requiring more than reading Stripe data, such as personal follow-up drafting and recovery history tracking.
Key features
  • REST API with 402 endpoints across 135 official sources in 10 countries
  • MCP server integration with Claude, ChatGPT, Cursor and other MCP clients
  • Croma Legal dashboard for monitoring judicial activity of portfolios
  • Live lookups querying official sources in real time
  • Provenance labelling showing official source for every record
  • Coverage of judicial cases, company registries, tax records, vehicle records and procurement data
  • Batch request processing with per-item cost
  • Plain language querying through AI chatbots
  • No charges for failed requests or cached answers
  • Identifies failed payments, overdue invoices, and expiring cards
  • Shows reasons why customers are on the list
  • Drafts personalized follow-up emails with Stripe card update links
  • Integrates directly into Stripe Dashboard
  • No sign-up or API key required
  • Read-only access to customer, subscription, and invoice data
  • Shows recovered payment totals
What makes it different
  • One authentication and contract for 135 official sources instead of one per portal
  • MCP server allows querying government data directly from Claude or ChatGPT in conversation
  • Every record labelled with official source provenance for compliance and verification
  • Covers 10 countries including Latin America, Brazil, United States and Japan
  • Integrates directly into Stripe Dashboard without requiring a separate account or download
  • Emails come from your own email app, not an automated service
  • Free with no trial expiration
Community votes00
DR (Domain Rating by Ahrefs)10 +2 (up) since last check48 no change since last check
Trust Flow (Majestic)34
Citation Flow (Majestic)2713
Referring domains (Majestic)411

4 details filled in for both companies.

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